Savings planning worksheets

Use this set of interactive worksheets from the Department of Labor to plan for retirement. They can help you manage your finances and begin your savings plan. You will learn how to:

• Set your saving goals and timelines
• Decide how much to save each year
• Organize your financial documents

Plan for Social Security retirement benefits

You can start receiving Social Security retirement benefits as early as age 62. But the later you wait to begin receiving them up to age 70, the higher your payments will be. Sign in or create a personal my Social Security account to get an estimate of your future Social Security retirement benefits.

You can also use a variety of Social Security benefit calculators to find your full retirement age, estimate benefits for a spouse, and get a more detailed look at your future benefits.

Discover retirement benefits from the government

Use USAGov's benefit finder tool to find retirement benefits that may help with living expenses, health care and medications, and more.

If you are a federal employee, visit the OPM Retirement Center to learn about federal retirement benefits and resources.

Planning tools from retirement plans

You may have access to retirement planning tools through your 401k or IRA. The company that manages your retirement account may have tools to track your saving progress.

Planning for cost of living

If you plan to move to another city in retirement, cost of living matters. Compare the cost of living in your current home to potential places you would move in retirement.